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UTMAs and UGMAs

We discussed education planning in last week’s post. What if you don’t think your child is college material? Well, some of the planning tools mentioned above can be used for trade schools and other professional programs that aren’t university related. Other options exist that enable parents to save for their children’s future. The Uniform Gift to …

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Inflation Expectations versus Reality

Higher inflation expectations have been ramping up for months and are fully mainstream now. You can read about higher inflation everywhere these days, whether it’s higher commodity prices, higher housing prices or comments from companies about raising goods prices because input costs have risen. Additionally, many argue fiscal stimulus in the form of money delivered …

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The Case for Emerging Markets

While short-term pain is hard to withstand, longer-term investors may greatly benefit in the years to come by buying into emerging market weakness. Swedroe has a great piece on etf.com explaining why emerging markets matter. Hint: Diversified portfolios with exposure to US and emerging market equities have historically had higher risk-adjusted returns than U.S. only …

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Complexity vs. Simplicity

Fact: We consciously or subconsciously prefer complexity to simplicity in spite of what we might think. Complexity helps us to “make sense” of the world and situations around us, which satisfieS our innate need to have a “rational” explanation for everything. Shane over at Farnam Street did a great write-up on complexity bias earlier this …

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