Investing

Stock Market Checkup

Stock Market Checkup The S&P 500 continues to move higher. It’s hard to argue against the slope of the line in the chart below. There’s plenty to be concerned about right now, but the stock market’s trend continues to point up. While last week was the market’s roughest week since earlier in 2021, we can’t …

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Investing

Roth IRA Conversions

Roth IRAs are powerful savings vehicles that allow us to contribute after-tax dollars that grow tax-free and are withdrawn tax-free. There are no required minimum distributions during the original account owner’s life, which provides a lot of flexibility and tax efficiency if managed properly. Among traditional IRA account holders, the question of whether to convert …

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Investing

The Stock Market Bogeyman

You may or may not hear pundits discussing valuation levels of the stock market or other assets. The conversation ebbs and flows but isn’t ever too far from the center stage. Valuation is not the same as price. Price is what you pay for something while valuation puts the price into a context to allow …

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Investing

The Four Horsemen

In their Complete Guide to a Successful & Secure Retirement, Larry Swedroe and Kevin Grogan identified the four horsemen of the retirement apocalypse at the time. The first horseman was historically high equity valuations. The second horseman was historically low bond yields. The third horseman was increasing longevity of life. The fourth horseman was the …

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Investing

Another Great Debate

Lots of debates in the financial markets going on today that will probably continue for the foreseeable future. They all seem to come back to one debate in particular, inflation versus disinflation. I’ve written about that a few times and have concluded that nobody can predict with any reliable certainty what is going to happen …

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